Dear MBNA,
How thoughtful of you to deliver some cheques to my door just as the holiday season is ending and my holiday bills are arriving. I must say, of all our recent correspondences, this is perhaps the most timely one of all. Bravo. I am expecting a rather fat bill to arrive shortly, and would love to apply your convenience cheques to pay it off; although quizically I wonder whether paying my MBNA bill with my MBNA cheques will put off my lump sum interest payments indefinitely?
Budgeting,
Kevin
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