Dear MBNA,

I was really confused this month because I received two mails from you on the same day this month. One was your regularly schedule penpal mail, and the other was your regular scheduled collection mail. I opened your penpal mail first of course, and promptly ripped up your cheques. But when I went to deal with your collection mail, I noticed that I had received another four cheques. Did I miss that sheet when I ripped up your previous mail? No I didn’t think so, I couldn’t be so untidy. I reached the conclusion that it was you, yes you, who had repeatedly mailed me on the same day with multiple cheques! Gosh that’s so confusing, which set am I supposed to rip up first then?

Single-mindedly,

Kevin

P.S. I took notice that my “new” credit limit is the same as my previously lucky credit limit.